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  Products
 
 
  Products  
  The Transport Friendly Society offers two main types of product:  
  Sickness and Hospitalisation Benefit   Savings Plans  
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  Sickness and Hospitalisation Benefit  
 

In exchange for a weekly contribution this plan will pay you a weekly sum if you are off sick for more than a week and may even give you money back if you don’t claim. 

You choose:-

  • How much you wish to pay – the higher your contribution the more we pay if you are off sick. (Minimum £35 per week, maximum £105 per week).
  • The maximum number of weeks you would like the benefit to continue (5 weeks, 12 weeks or 25 weeks).

For each year that you do not make a sickness claim, we will reward you with a bonus*; the amount payable is dependent on the total benefit you have selected to receive.

  
     
 
Sick pay only Benefit Benefit Benefit
  £35 per week £70 per week £105 per week
Age last birthday Cost per week Cost per week Cost per week
16-30
31-35
36-40
41-45
46-48
49-51
52-54
55-57
58-59
£1.03
£1.13
£1.23
£1.38
£1.48
£1.58
£1.68
£1.83
£1.98
£2.03
£2.23
£2.43
£2.73
£2.93
£3.13
£3.33
£3.63
£3.93
£3.03
£3.33
£3.63
£4.08
£4.38
£4.68
£4.98
£5.43
£5.88
 
 
NO CLAIM BONUS
For each year that you do not make a claim we will pay you £1 for every £7 benefit selected.*

Subject to submission of a valid claim, benefit is payable from the second week of any sickness for up to 12 weeks in any 12 month period. The policy must have been running for a minimum of 26 weeks before you can submit a claim. Other levels of benefit and time periods are available on request.

*No Claim Bonus will be paid as a lump sum, providing contributions have been paid for at least 5 years, either:-

  • Upon your death at any time whilst the plan is in force, or
  • After you reach age 60 , cease eligible employment and stop contributing to the plan, or
  • If you  are medically discharged from eligible employment before your 60th birthday and stop contributing to the plan (subject to satisfactory medical evidence)

  
 

You also have the option of adding in hospitalisation cover.

This means that if you are unfortunate enough to have a stay in hospital we will pay you a daily benefit.
Here again you choose how much you wish to pay, the higher the premium, the higher the benefit. (Minimum £7 per night, maximum £35 per night)

  
     
 
Hospitalisation Benefit - £7 per night Benefit - £21 per night Benefit - £35 per night
Age last birthday Weekly premium Weekly premium Weekly premium
16-30
31-35
36-40
41-45
46-50
51-54
26p
28p
31p
34p
37p
42p
78p
84p
93p
£1.02
£1.11
£1.26
£1.30
£1.40
£1.55
£1.70
£1.85
£2.10
 
     
  For more details and/or if you wish to apply you can download the combined brochure and application form by clicking on the link to the right >   Combined brochure and application form (796kb)  
  Payment can be made by either:

Payroll deduction - please download the appropriate form >
  Payroll deduction mandate (36kb)  
  Standing Order - please download a standing order mandate >   Standing order mandate (216kb)  
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Authorised and regulated by the Financial Services Authority Transport Friendly Society Ltd, 9 Betterton Street, London WC2H 9BH